If you have an account in the Axis bank then you should get it linked with your Aadhaar card on a priority basis as all the bank accounts (unlinked with Aadhaar) after 31st March, 2018 will be rendered dormant following strict order issued by the Government of India under the “prevention of money laundering Act”, enforced from 1st June, 2017 (Amended). You shouldn’t worry of how to link your Axis bank account with Aadhaar number as we are revealing over here several methods of linking Axis bank account with Aadhaar number.
But before heading ahead to pen about linking the Axis bank account with Aadhaar we would like to brief you about the actual significance of Aadhaar that has become mandatory for almost all kinds of services and schemes in India for transparency.
What Does Aadhaar Actually Stand for?
The Aadhaar is a Hindi term meaning ‘base’ or ‘foundation’ of human life bringing everything at one platform, visible to the government authorities. Aadhaar can also be introduced as a 12 digit identity card based on biometric details of individual such as images of fingers and eyeballs. Be a bank-account, SIM/mobile phone, LPG cylinder, PDS, DL (driving license), air ticket or any other welfare scheme or service, the Aadhar has got mandatorily to be linked with that. In simple words you can’t avail any service that needs authentic identification without Aadhaar card. The Aadhaar number authenticates a customer’s identity and thus paves the way for financial transactions to be made anytime anywhere else without encountering risk of fraudulence that has reportedly been occurring earlier in e-wallet payments which required bank account, bank password, mobile number and OTP.
Who does Not Need Linking Axis Bank Account with Aadhaar?
As the topic of article is linking the Axis bank account with Aadhaar card number it is crucial on our part to share who do not need linking their Axis bank account with Aadhaar.
The NRIs (non-resident Indians) holding an account in Axis bank do not need linking their Axis bank account with Aadhaar. Besides, the residents of Jammu & Kashmir, Meghalaya and Assam also are not required to follow Axis bank account linking with Aadhaar.
How to Link Axis Bank Account with Aadhaar Number?
If you’ve been allotted Aadhaar card/number then you can link your Axis bank account with it through any of the following methods –
Visit Axis Bank – Visit any of the Axis bank branches with Xerox copy of your Aadhaar card and letter requesting for linking Axis account with Aadhaar. The bank officials will link up your Axis bank account with your Aadhaar card/number.
ATM –
- Visit ATM of Axis bank to link your Axis bank account with your Aadhaar number.
- Insert Axis ATM/Debit card into the slot of Axis ATM
- Choose an option “Enter Aadhaar Number” from the Menu
- Enter the PIN code
- Enter Aadhaar number
- Re-enter Aadhaar number
- Press ‘CONFIRM’
After accomplishing whole procedure for linking your Axis bank account with Aadhaar you will have to wait for 4 to 5 working days of bank after which your account will automatically be linked with Aadhaar.
Online/Axis App –
Also known as app banking you can link your Axis bank account with Aadhaar number taking following steps –
- Download Axis App on your Smartphone with strong internet connectivity
- Login the App
- Choose ‘Insta Services’
- Choose ‘Update Aadhaar’
This is how you will be able to link your Axis bank account with your Aadhaar number without visiting Axis bank physically.
Phone IVR –
You can link your Axis bank account with Aadhaar by following instructions of IVR (in voice recording).
- Dial Axis customer care number (Axis phone banking service) – 18604195555/18605005555 with your registered mobile number
- Select option ‘Saving Account’ by pressing key – 2
- Select ‘Aadhaar Update’ by pressing key 1
- Select Credit Card pressing key 3
- Now finally select Aadhaar Update option pressing 1 and following further instructions thereof.
Linking Aadhar with Axis bank account using Internet banking
If you are looking forward to link Aadhar card number with Axis bank account through Internet banking, then follow the steps discussed below.
- Firstly, you need to follow the login process of Axis bank internet banking account.
- Now, make sure to choose the tab “Services”.
- Next, tap on the option “Other Services”.
- Choose the option “Link Your Aadhar”.
- Make sure to choose the account number by following the drop-down list.
- Now, proceed further to enter the Customer ID and also Aadhar number.
- Well, the net secure code will be sent through SMS.
- Type the code you received and fill in the space provided.
- In order to complete the process, you need to tap on submit button.
- Finally, the Aadhar will link with Axis bank account.
These are the main steps where you need to follow without skipping it.
How to Update Details of Axis bank Account?
Axis bank allows its customers to update their account in accordance with their biometric information stored in Aadhaar card. So fill up a form at the Axis bank for making updation in accordance with the biometric details stored in Aadhaar card. What you can change in your Axis bank account through updates include your name, DOB (date of birth) and gender.
How to Know whether Account is Linked with Aadhaar?
After linking your account with Aadhaar through any of the above mentioned methods you can check whether your Axis bank account has been linked with your Aadhaar or not. A few days generally are required in updation of Aadhaar link with Axis bank account. If you’ve linked your Axis bank account with Aadhaar card through any of the self-service methods using registered mobile, Axis app or phone IVR you should wait up to 24 to 36 hours for final updation. But if you’ve accomplished process of linking your account with Aadhaar through ATM then you should wait for 4 to 5 working days.
Advantages of Axis Account Linking with Aadhaar
It paves the way for all types of DBT (direct benefit transfer) services under the government welfare schemes such as MNREGA wages, pensions, scholarships, etc. Once the Axis bank account is linked with Aadhaar and NPCI the Axis bank account customer gets entitled for government provided benefits including the subsidiary benefits for LPG and ration card as well.
Last date of Linking Axis Bank Account with Aadhaar is 31st of March. 2018.
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